:root{
  --bg:#f5f7fa; --panel:#ffffff; --ink:#15202b; --muted:#5b6b7c;
  --line:#dde5ee; --blue:#0d6efd; --blue-d:#0a58ca; --navy:#15314f;
  --amber:#c47f17; --radius:12px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);
  font-family:"Red Hat Text",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
  font-size:17px;line-height:1.7}
a{color:var(--blue)}
a:hover{color:var(--blue-d)}
img{max-width:100%;height:auto;display:block}
.wrap{width:100%;max-width:1040px;margin:0 auto;padding-left:18px;padding-right:18px}
.narrow{max-width:760px}

header.site{background:var(--navy);color:#fff}
header.site .row{display:flex;align-items:center;gap:14px;
  padding-top:13px;padding-bottom:13px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;flex:0 0 auto}
.brand img{width:36px;height:36px;border-radius:8px}
.brand b{color:#fff;font-size:19px;font-weight:700;letter-spacing:.2px}
.brand small{display:block;color:#9fb6cf;font-size:11.5px;font-weight:400;letter-spacing:.3px}
.hdr-actions{margin-left:auto;display:flex;gap:9px;flex:0 0 auto}

.btn{display:inline-block;padding:11px 18px;border-radius:9px;font-weight:600;
  font-size:15px;text-align:center;text-decoration:none;border:1px solid transparent;
  cursor:pointer;line-height:1.3}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--blue);color:#fff;border-color:var(--blue)}
.btn-primary:hover{background:var(--blue-d);color:#fff}
.btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn-outline:hover{border-color:#fff;color:#fff}
.btn-quiet{background:var(--panel);color:var(--ink);border-color:var(--line)}
.btn-quiet:hover{border-color:var(--blue);color:var(--blue)}
.btn-lg{padding:14px 25px;font-size:16px}

nav.main{background:var(--panel);border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:40}
nav.main ul{display:flex;gap:2px;margin:0;padding:0 18px;list-style:none;
  overflow-x:auto;-webkit-overflow-scrolling:touch}
nav.main li{flex:0 0 auto}
nav.main a{display:block;padding:13px 15px;font-size:15px;color:var(--muted);
  text-decoration:none;min-height:44px;border-bottom:3px solid transparent}
nav.main a:hover{color:var(--ink)}
nav.main a.on{color:var(--blue);border-bottom-color:var(--blue);font-weight:600}

.crumbs{font-size:13.5px;color:var(--muted);padding-top:16px}
.crumbs a{color:var(--muted)}

.masthead{padding-top:34px;padding-bottom:10px}
.masthead .kicker{font-size:12.5px;letter-spacing:1.3px;text-transform:uppercase;
  color:var(--blue);font-weight:700;margin-bottom:10px}
h1{font-size:37px;line-height:1.22;margin:0 0 14px;font-weight:700;letter-spacing:-.4px}
.standfirst{font-size:19px;color:var(--muted);margin:0 0 18px}
.byline{display:flex;flex-wrap:wrap;gap:10px;align-items:center;font-size:14px;
  color:var(--muted);padding-bottom:18px;border-bottom:1px solid var(--line);margin-bottom:24px}
.byline img{width:32px;height:32px;border-radius:50%}
.byline a{color:var(--muted)}

.lead-art{margin-bottom:26px}
.lead-art img{border-radius:var(--radius);border:1px solid var(--line)}
.lead-art figcaption{font-size:13px;color:var(--muted);padding-top:8px}

article{padding-bottom:10px}
article h2{font-size:26px;line-height:1.3;margin:34px 0 13px;font-weight:700}
article h3{font-size:19.5px;margin:26px 0 9px;font-weight:600}
p{margin:0 0 16px}
ul,ol{margin:0 0 18px;padding-left:23px}
li{margin-bottom:8px}
blockquote{margin:0 0 18px;padding:16px 20px;background:var(--panel);
  border-left:4px solid var(--blue);border-radius:0 10px 10px 0;
  font-size:17.5px;color:var(--navy)}
blockquote p:last-child{margin-bottom:0}

table{width:100%;border-collapse:collapse;margin:0 0 20px;font-size:15.5px;
  background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
caption{text-align:left;font-size:13.5px;color:var(--muted);padding-bottom:8px}
th,td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#eef3f9;font-weight:700;font-size:14.5px}
tr:last-child td{border-bottom:none}
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}

.callout{background:var(--panel);border:1px solid var(--line);border-left:4px solid var(--amber);
  border-radius:0 var(--radius) var(--radius) 0;padding:16px 19px;margin-bottom:20px;font-size:16px}
.callout.cta{border-left-color:var(--blue)}
.callout p:last-child{margin-bottom:0}
.callout .btn{margin-top:10px}

.figrow{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:20px}
.figrow figure{margin:0;background:var(--panel);border:1px solid var(--line);
  border-radius:var(--radius);padding:12px}
.figrow img{border-radius:8px;margin-bottom:9px}
.figrow figcaption{font-size:13px;color:var(--muted);line-height:1.5}

.steps{counter-reset:s;list-style:none;padding-left:0}
.steps li{counter-increment:s;position:relative;padding-left:46px;margin-bottom:15px}
.steps li::before{content:counter(s);position:absolute;left:0;top:1px;width:32px;height:32px;
  border-radius:8px;background:var(--navy);color:#fff;font-weight:700;
  display:flex;align-items:center;justify-content:center;font-size:15px}

details{background:var(--panel);border:1px solid var(--line);border-radius:10px;margin-bottom:10px}
summary{padding:14px 17px;cursor:pointer;font-weight:600;font-size:16px;
  min-height:44px;display:flex;align-items:center;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";margin-left:auto;color:var(--blue);font-size:20px;font-weight:400}
details[open] summary::after{content:"\2013"}
details .body{padding:0 17px 15px;color:var(--muted);font-size:16px}
details .body p:last-child{margin-bottom:0}

.cardgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(290px,1fr));gap:18px;margin-bottom:22px}
.pcard{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);
  overflow:hidden;display:flex;flex-direction:column}
.pcard img{aspect-ratio:16/9;object-fit:cover;width:100%}
.pcard .pc-body{padding:17px;display:flex;flex-direction:column;flex:1 1 auto}
.pcard .pc-tag{font-size:11.5px;letter-spacing:1px;text-transform:uppercase;
  color:var(--blue);font-weight:700;margin-bottom:7px}
.pcard h3{margin:0 0 8px;font-size:18.5px;line-height:1.35}
.pcard h3 a{color:var(--ink);text-decoration:none}
.pcard h3 a:hover{color:var(--blue)}
.pcard p{font-size:14.5px;color:var(--muted);margin:0 0 12px}
.pcard .pc-meta{margin-top:auto;font-size:13px;color:var(--muted)}

.ctaband{background:var(--navy);color:#fff;border-radius:var(--radius);
  padding:28px;margin-top:36px;margin-bottom:10px}
.ctaband h2{margin:0 0 9px;font-size:25px;color:#fff}
.ctaband p{color:#b9cde2;margin-bottom:18px}
.ctaband .btns{display:flex;gap:11px;flex-wrap:wrap}
.ctaband .note{font-size:13px;color:#8ea8c4;margin:13px 0 0}

.readnext{border-top:1px solid var(--line);margin-top:34px;padding-top:22px}
.readnext h2{margin-top:0;font-size:21px}
.linkrow{display:flex;flex-wrap:wrap;gap:10px}
.linkrow a{background:var(--panel);border:1px solid var(--line);border-radius:999px;
  padding:9px 16px;font-size:14.5px;text-decoration:none;color:var(--ink);
  min-height:44px;display:flex;align-items:center}
.linkrow a:hover{border-color:var(--blue);color:var(--blue)}

footer{background:var(--navy);color:#c4d6e8;margin-top:46px;
  padding-top:32px;padding-bottom:32px}
.fgrid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:26px;margin-bottom:24px}
.fcol h4{font-size:13px;text-transform:uppercase;letter-spacing:.8px;color:#8ea8c4;margin:0 0 11px}
.fcol ul{list-style:none;padding:0;margin:0}
.fcol li{margin-bottom:8px}
.fcol a{font-size:14.5px;color:#e4edf6;text-decoration:none}
.fcol a:hover{color:#fff}
.fbrand p{font-size:14px;color:#9fb6cf}
.social{display:flex;gap:9px;flex-wrap:wrap;margin-top:12px}
.social a{font-size:13px;padding:7px 13px;border:1px solid rgba(255,255,255,.22);
  border-radius:999px;color:#c4d6e8;text-decoration:none}
.legal{border-top:1px solid rgba(255,255,255,.14);padding-top:18px;font-size:13px;color:#9fb6cf}
.legal p{margin-bottom:9px}
.legal a{color:#e4edf6}

@media(max-width:820px){
  h1{font-size:28px}
  article h2{font-size:22px}
  body{font-size:16.5px}
  .figrow{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr;gap:20px}
  .brand small{display:none}
  .brand b{font-size:17px}
  header.site .row{gap:10px}
  .hdr-actions .btn-outline{display:none}
  .hdr-actions .btn{padding:10px 13px;font-size:14px;white-space:nowrap}
  .ctaband .btns .btn{flex:1 1 100%}
}
@media(max-width:470px){
  .fgrid{grid-template-columns:1fr}
  h1{font-size:24px}
  .brand b{font-size:15px}
  .hdr-actions .btn{padding:9px 11px;font-size:13px}
}